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Credit Officer at Click World Ltd

Credit Officer

Click World Ltd

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Click World Limited seeks the services of qualified and hardworking individuals for the credit officer position. The ideal candidate will be responsible for evaluating, processing, and managing loan applications, ensuring compliance with credit policies, and maintaining strong relationships with clients. The ideal candidate should have a bachelor’s degree in Finance, Accounting, Economics, or a related field. As follows are the responsibilities and qualifications for the position;

Responsibilities

·       The candidate will receive and review loan applications, verifying the accuracy and completeness of the information provided

·       The candidate will conduct creditworthiness assessments by analyzing financial statements, credit reports, and other relevant data.

·       The candidate will evaluate clients’ repayment capacities and recommend appropriate loan terms.

·       The candidate will be responsible for preparing credit proposals and submitting them for approval in line with company policies.

·       The candidate will be responsible for building and maintaining accounts to ensure timely repayments and compliance with loan terms.

·       The candidate will be responsible for following up on overdue accounts and initiating recovery actions as necessary.

·       The candidate must ensure all loan approvals and disbursements align with the company’s credit policies and regulatory requirements.

Qualification

·       Bachelor’s Degree in Finance, Accounting, Economics, or a related field

·       Proven experience as a Credit Officer or in a similar role

·       Strong analytical and problem-solving skills

·       Excellent interpersonal and communication skills

·       Familiarity with credit analysis tools and techniques

·       Proficiency in Microsoft Office Suite and financial software applications

·       Attention to detail and ability to work under pressure

·       Knowledge of local credit regulations and market trends

·       Experience working in the microfinance, banking, or financial services sector

 

How to Apply

Apply for Credit Officer

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